Programme · HARMONEY
Financial literacy & inclusion
Savings groups, micro-enterprise coaching and financial resilience.
Programme overview
HARMONEY strengthens financial literacy and inclusion so that families can save, plan and withstand shocks.
Through savings groups, coaching and digital finance access, the programme helps women and young people build the confidence and habits that make every other form of support last longer.
What we do
- Community savings and lending groups
- Financial literacy training for women and youth
- Micro-enterprise budgeting and bookkeeping coaching
- Digital finance and mobile banking onboarding
- Debt-management and household planning clinics
Who we serve
Women's groups, young entrepreneurs, informal workers, and households with irregular or seasonal income.